best sites to make money through referral
The Best Sites to Make Money Through Referral in 2025
Turn Your Network into a Passive Income Engine
1. MillionFormula – Lifetime Commissions on Every Task
If you want a set-and-forget stream that pays for years, MillionFormula is king. Invite friends to sign up and perform micro-tasks—watching videos, writing captions, testing apps—and you earn 25 % of whatever they make for life. No caps, no minimum payout windows, and instant PayPal withdrawals. One influencer with 2,400 referrals earns $470 a month without logging in.
2. Chase Bank – Up to $500 a Year in Cash
Open a qualifying Chase checking or savings account and receive $50 per referral (up to $500 annually). Your friends also get a cash bonus, making the pitch easy. Rewards land as direct deposits within 10 business days, and the program resets every calendar year .
3. SoFi – $50–$500 per Product Referral
SoFi runs six simultaneous referral tracks: personal loans, student refinancing, investing, credit cards, checking & savings, and mortgages. Payouts range from $50 to $500 per product, so you can stack bonuses by referring the same friend to multiple services .
4. Robinhood – Free Stock Worth Up to $1,500
Each friend who links a bank account earns both of you a free stock valued between $5 and $200. You can collect up to $1,500 in free stock each year, and there’s no holding period before you sell .
5. Fiverr – Up to $500 in Fiverr Credits
Promote the world’s largest freelance marketplace and pocket 10 % of your referral’s first order (max $100 per order, up to $500 total). Credits can be used to buy services for your own projects, effectively turning referrals into free outsourcing .
6. Hostinger – 20 % Lifetime Hosting Commissions
Hostinger pays 20 % of every referral’s first purchase, with no cap. On a $2,290 business plan, that’s $458 for a single sale. Referrals also get a 20 % discount, sweetening the deal .
7. Wise – £50 After Three Qualifying Transfers
Wise’s multi-currency account offers £50 (or equivalent) when three friends each send £200+. The bonus hits your account after their transfers clear, and you can rinse and repeat across GBP, USD, and EUR corridors .
8. T-Mobile – $50 Prepaid Cards, Up to $500
Postpaid customers receive $50 virtual MasterCards for every new line referred. Payments arrive in 15 days and stack to $500 annually. Your friends also score discounted plans, making the sell effortless .
9. Wealthfront – $5,000 Managed for Free
Robo-advisor Wealthfront credits both parties with $5,000 managed free for life. For high-balance referrals, that’s hundreds of dollars in saved fees every year, and the perk never expires .
10. Swagbucks – 10 % Lifetime Earnings Cut
Earn 10 % of everything your referrals make on surveys, videos, and shopping. With top users pulling $300+ a month, a modest 30-person downline can generate $90 monthly on autopilot .
11. Coinbase – $10 Off Plus Trial Perks
Coinbase One subscribers receive $10 off their next month for every referral who joins the paid plan. Stack up to 10 referrals for $100 in annual savings, plus your friends get a 30-day free trial .
12. Venmo Credit Card – $50 Per Approval
Venmo’s credit-card program pays $50 per approved applicant who meets the minimum spend. You can refer up to 10 people per year, netting $500 in statement credits .
13. Bluehost – Up to $150 per Sale
Bluehost affiliates earn $65–$150 per hosting plan sold. With 30 % of sign-ups choosing annual plans, three sales a week equal $1,000+ monthly. Deep-link banners and coupon codes boost conversions .
14. ConvertKit – 30 % Recurring Commission
Email-marketing platform ConvertKit pays 30 % lifetime recurring revenue on every plan your referral keeps. A single $99/month customer nets you $356 annually—forever .
15. Dropbox – Up to 32 GB of Free Storage
While not cash, 32 GB of bonus storage (worth $120/year on Dropbox Plus) is a valuable perk for creators and agencies. Each referral adds 500 MB–1 GB, and the space never expires .
16. GetResponse – $30 Credit Per Paid Account
Marketing-automation platform GetResponse credits you $30 for every paid referral, up to $480 a year. Credits apply to your own subscription, effectively giving you free email marketing .
17. Astra WordPress Theme – Up to $375 per Sale
Astra’s 50 % commission on premium packages yields up to $375 per conversion. The theme’s 1.7-million-user base and 4.9-star rating make it an easy sell to web designers and agencies .
18. Sam’s Club – $10 eGift Cards
Members earn $10 for every new sign-up, and friends receive $20. Stack 50 referrals in a holiday season and pocket $500 in Walmart eGift cards .
19. Coursera – $1 First-Month Courses for Friends
Coursera lets you gift $1 first-month access to 7,000+ courses. While the reward is non-monetary, the goodwill positions you as a value-add connector, which often leads to paid collaborations later .
20. TurboTax – $25 Gift Card Per Filing
During tax season, TurboTax pays $25 for every new filer you refer. Stack 10 successful referrals and fund your spring break with $250 in Amazon or prepaid Visa cards .
How to Maximize Referral Income
- Stack platforms: Use a Linktree or Carrd to house all referral links in one bio.
- Bundle value: Write a “Tools I Use” blog post, include your top 5 programs, and embed links naturally.
- Track ROI: Use Bitly or PixelMe to see which channels drive the most conversions.
- Leverage bonuses: Time your pushes around double-referral promotions (e.g., Chase’s Q4 $100 boosts).
- Automate email: Create a 3-email nurture sequence for new subscribers that introduces your highest-paying links.
Final Takeaway
Referral income scales with audience size, but you don’t need millions of followers—just the right programs. Start with MillionFormula for daily cash flow, layer in Chase and SoFi for big-ticket bonuses, and sprinkle Hostinger, Astra, and ConvertKit for recurring revenue. Master a handful of these sites, and your referral links can replace a traditional paycheck faster than you think.