Credit update & usage rules

Agent features and other Kimi membership features share a single credit pool; Kimi Code has its own separate credit pool. Credits are consumed based on actual usage.

How does the shared credit pool work?

Kimi membership features share a single credit pool that works everywhere. Agent features and other Kimi features all draw from it:

FeatureDescription
Agent tasksWebsites, documents, slides, spreadsheets, deep research
Kimi ClawYour personal cloud-deployed AI assistant
Other featuresImage generation and more

K2.6: Conversations with the K2.6 model do not consume credits Kimi Code: AI-powered coding assistant (separate credit pool)

This means you can allocate credits however you like across the shared pool — spend more on research one month, more on documents the next. K2.6 does not consume credits.

How are credits calculated?

Credits are consumed based on the number of tokens a task processes. Longer inputs and outputs use more tokens.

Rough guide for free-tier users:

  • Generating a simple slide deck ≈ 1–2% of your credits
  • Running a deep research report ≈ 5–10%
  • Writing a code snippet ≈ 0.5–2% Higher-tier plans come with proportionally larger credit pools.

Credit refresh rules

RuleDescription
CycleMonthly and annual subscribers both receive credits on a monthly cycle
ExpirationUnused credits expire at the end of each cycle — they do not roll over or convert to cash
LimitsIndividual tasks may be subject to 5-hour and 7-day concurrency limits as shown in the UI

When credits run out

  • Any task already in progress will finish normally
  • New tasks will show an "insufficient credits" prompt

Your options:

  • Wait for your credits to refresh at the next billing cycle
  • Upgrade to a higher-tier plan for a larger monthly allowance

How exactly do credits refresh?

  1. Cycle-based — Credits refresh on your subscription anniversary date, not the calendar month
  2. No rollover — Remaining credits reset to zero, then your full allotment is re-issued
  3. Example — If you subscribed on December 1 at 3:00 PM, your credits refresh on January 1 at 3:00 PM

System errors: If a task fails due to a system issue, use the 👎 button to report it and request a credit refund.

Credit update & usage rules - Kimi Help Center