Credit update & usage rules

Kimi upgrades membership benefits to a unified credit system. All features share one credit pool, and credits are consumed based on actual usage.

What are unified credits?

Instead of separate quotas for each feature, your membership gives you a single credit pool that works everywhere:

FeatureDescription
Agent tasksWebsites, documents, slides, spreadsheets, deep research
Kimi CodeAI-powered coding assistant
Kimi ClawYour personal cloud-deployed AI assistant
Kimi ChatConversations with the latest models
Other featuresImage generation and more

This means you can allocate credits however you like — spend more on coding one month, more on research the next.

How are credits calculated?

Credits are consumed based on the number of tokens a task processes. Longer inputs and outputs use more tokens.

Rough guide for free-tier users:

  • Generating a simple slide deck ≈ 1–2% of your credits
  • Running a deep research report ≈ 5–10%
  • Writing a code snippet ≈ 0.5–2% Higher-tier plans come with proportionally larger credit pools.

Credit refresh rules

RuleDescription
CycleMonthly and annual subscribers both receive credits on a monthly cycle
ExpirationUnused credits expire at the end of each cycle — they do not roll over or convert to cash
LimitsIndividual tasks may be subject to 5-hour and 7-day concurrency limits as shown in the UI

Usage priority

When multiple credit types exist, they are consumed in this order:

  1. Bonus credits — Earned from trials, promotions, or referral rewards
  2. Plan credits — Included with your membership tier

When credits run out

  • Any task already in progress will finish normally
  • New tasks will show an "insufficient credits" prompt Your options:
  • Wait for your credits to refresh at the next billing cycle
  • Upgrade to a higher-tier plan for a larger monthly allowance

How exactly do credits refresh?

  1. Cycle-based — Credits refresh on your subscription anniversary date, not the calendar month
  2. No rollover — Remaining credits reset to zero, then your full allotment is re-issued
  3. Example — If you subscribed on December 1 at 3:00 PM, your credits refresh on January 1 at 3:00 PM

System errors: If a task fails due to a system issue, use the 👎 button to report it and request a credit refund.

Credit update \u0026 usage rules - Kimi Help Center